Excess Public Liability Insurance

Sometimes a customer may require you to have more than £5 million of public liability insurance.

Indeed, local authorities, other public bodies and large contractors may demand that you have up to £10 million of cover. Your existing insurance company may decline to raise your limit but fortunately, the extra cover does not have to be provided by a single insurer, nor will it cost the same for each million. Because the majority of claims are for significantly less than £1 million, the lower limit is usually the most expensive, with subsequent millions costing rather less.

We can arrange to top-up your basic limit to virtually any level necessary using an additional one or more insurance companies, depending on the limit you require and your trade.



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